Cheshire continues to grow as a popular destination for a variety of buyers, ranging from homemovers, downsizers, to property investors and buy-to-let landlords. The local market has shown high levels of resilience, with house prices growing by 5.2% during the past 12 months [1].
Although annual house price growth dipped slightly from 5.3% in April 2025 to 5.2% in May 2025, the overall outlook for the market is one of strong growth and high levels of activity for June 2025.
Cheshire is an eclectic market, with buyers ranging from families looking for traditional family homes, or retirees downsizing into more manageable properties, to affluent buyers seeking impressive homes in the upper end of the market.
This, combined with the current strong levels of demand within the property market, makes it more important than ever for buyers to work with a trusted estate agent to make their property stand out from competing sellers and to ensure that their home is marketed to the appropriate buyers.
With over 40 years of serving the local community, Edward Mellor is the trusted name in helping people to buy and sell property across Cheshire. Our teams are ready to help you sell with speed and certainty, while achieving the best possible price for your home.
Cheshire is a fantastic option for buyers seeking to escape the city while still being within commuting distance.
You can get a higher square footage for your money, while also enjoying a slower and more relaxed pace of life.
It’s highly sought-after by a range of buyers, with towns such as Northwich and Stockton Heath being particularly appealing to families due to their reputable schools and convenient local amenities.
While the area already has excellent transport links to Manchester and Liverpool via motorway, train and bus networks, Cheshire East Council has pledged over £53 million to further improve its highways and transport links.
This is the largest investment in over a decade and emphasises the local council’s commitment to keeping Cheshire well-connected and a viable option for commuters [2].
Within West Cheshire, Northwich town centre has benefited from substantial investment across a range of key developments.
These include public realm enhancements along Witton Street and the Bull Ring; the £15 million Memorial Court leisure complex; the £80 million Barons Quay shopping and leisure destination; and the £20 million Hayhurst Quay scheme.
In addition, the Northwich Townscape Heritage Project, supported by grants from Cheshire West and Chester Council and the National Lottery Heritage Fund, has contributed to the restoration of historic buildings on Witton Street and High Street.
Plans for the future include renovations to the town’s library, investment in more environmentally friendly travel, and the possibility of a new market offer [3].
With the turbulent state of international politics, national economic uncertainty, and a changing job market, making large financial commitments can seem daunting.
Whether you’re a first-time buyer, a homeowner seeking the perfect onward move, or an experienced investor looking to expand your portfolio, the decision to purchase a property is a significant one.
However, recent changes in mortgage rates are making it easier to borrow. Base rates have recently fallen to 4.25% from 4.5%.
Two-year swaps have moved from 3.869% to 4.099%, while five-year swaps have moved from 3.901% to 4.137%.
These figures may not appear dramatic, but they represent a significant increase of circa 6% since 2 May [4].
Consequently, this can lead to lower interest rates on loans and mortgages, making borrowing more accessible overall.
Falling swap rates are also a good sign for those considering a fixed-rate mortgage, as it often means that lenders can offer more attractive rates due to reduced exposure to future interest rate increases.
Stress testing is also becoming more lenient, which is exciting news, especially for first-time buyers looking to get their first mortgage.
Cheshire, in particular, is an excellent option for buyers trying to escape the ever-climbing rental prices in the larger cities and get onto the property ladder.
It is important to bear all of this in mind when you are considering your next move. However, history has taught us that the national property market can be unpredictable.
During Covid-19, Cheshire saw a rise in buyers looking to move into the area from farther afield. However, over recent years, this has died down, and there are now more buyers already in the area looking to upsize.
With the recent changes in mortgage rates and stress testing, we predict more first-time buyers will come to the market and again change the landscape of the Cheshire property market.
Whether you are looking to make the leap and buy your first home or are seeking your next onward move, now is the time to act.
Borrowing against the banks is becoming easier, and Cheshire continues to increase in popularity, so it’s best to start looking now before the tide changes.
Due to the popularity of the area, buyer demand is high. During June, 306 new properties were brought to the market, whereas only 240 sales were agreed in Northwich [5].
While this data may suggest a lack of buyers, it could also indicate that sellers are being more cautious because they can afford to be. This is of particular importance to families and homemovers, who will be considering the long-term financial outcome of their decision to move home.
For those looking to downsize, their properties are financial assets that will contribute significantly to their pension.
As a result, vendors are more financially motivated and will sit on the market for longer until they achieve their desired price.
Changes to base rates and stress testing mean it is gradually becoming easier to get a mortgage, which we predict will bring more buyers to the market.
It also means buyers previously considering a smaller terraced property, for example, can now borrow more and buy a larger 3–4 bedroom home. This may bring more buyers to areas such as Northwich and Stockton Heath due to their abundance of larger family homes.
However, national economic uncertainty makes the future unpredictable. For example, average house prices fell by 0.8% in June. Therefore, if you are contemplating selling your property, it’s better to act sooner rather than later [6].
At Edward Mellor, we pride ourselves on our customer-focused approach. We are a family-owned company with over 40 years of experience and eleven branches across Stockport, Tameside, and Cheshire.
Whether you’re selling, buying, or seeking mortgage and financial advice, we are dedicated to helping our clients navigate the Cheshire property market and achieve their desired outcome.
Each of our branches is set up in a way that sets us apart from other agents. We are committed to placing an expert at each stage of the buying and selling process.
Our valuers implement a variety of pricing strategies to generate as much interest as possible and achieve the best price.
We have sales negotiators whose sole focus is finding you the right buyer, while our sales progressors are dedicated to achieving a successful completion once a buyer has been found.
This month, our Cheshire branches have excelled: using their expert knowledge of both local areas and the property market, our Northwich branch has achieved a 7.8% market share for sales, while our Stockton Heath branch has reached a 4.6% sales market share [7].
If you are thinking about selling, Click Here to book a FREE valuation with our expert team!
[1] Source: Dataloft by PriceHubble, Land Registry, MHCLG
[4] https://www.bankofengland.co.uk/boeapps/database/Bank-Rate.asp
[5] According to data sourced from Rightmove, reflecting the Northwich property market from 01/06/25 – 30/06/25. The postcodes included are CW9 5-8 / CW8 1-4
[7] According to data sourced from Rightmove, reflecting the Cheshire property market from 30/05/25 – 03/07/25. The postcodes included are CW9 5-8 / CW8 1-4 / WA4 1-6
The views in this article are opinions only and do not constitute financial advice.
Written by Molly Booth
Related Pages
