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Published on : July 30, 2018 13:14

mortgages rates july 2018


Latest Mortgage Deals | July 2018


With mortgage rates constantly changing, it can be tricky keeping up to date with the best deals on the market.

Take the stress out of searching for the best rates and have a look at our latest mortgage deals. Here at Edward Mellor, our mortgage advisors compare the latest deals of 50+ lenders in order to find the one that’s right for you.

The latest rates haven’t fluctuated too much, and where there have been changes these are in the main by 0.1%.

Buy-to-let mortgages have improved across the board this month, whilst fixed rates on the main have increased.

For help finding the best mortgage deal, book your appointment with our financial experts for a free mortgage review.


Long-Term Fixed Rates


Deposit Required
5 Yr Fix 10 Yr Fix
10% 2.34% 3.15%
20% 2.03% 2.69%
30% 1.89% 2.55%
40% 1.83% 2.49%

Purchasing


Deposit Required Fixed Term Tracker Term Discount Term
5% 2.99% 2 yrs 3.64% 2 yrs 2.99% 2 yrs
10% 1.84% 2 yrs 1.79% 2 yrs 1.74% 2 yrs
20% 1.60% 2 yrs 1.44% 2 yrs 1.44% 2 yrs
30% 1.44% 2 yrs 1.34% 2 yrs 1.34% 2 yrs
40% 1.44% 2 yrs 1.19% 2 yrs 0.99% 2 yrs

Remortgage (Including Free Legal Fees & Valuation)


Deposit Required Fixed Term Tracker Term Discount Term
10% 1.84% 2 yrs 1.79% 2 yrs 1.99% 2 yrs
15% 1.69% 2 yrs 1.66% 2 yrs 1.59% 2 yrs
20% 1.60% 2 yrs 1.49% 2 yrs 1.44% 2 yrs
30% 1.49% 2 yrs 1.30% 2 yrs 1.45% 2 yrs
40% 1.44% 2 yrs 1.19% 2 yrs 1.35% 2 yrs

Buy to Let Purchase


Deposit Required Fixed Term Tracker Term Discount Term
20% 2.99% 2 yrs 3.85% 2 yrs 2.89% 2 yrs
25% 1.70% 2 yrs 1.69% 2 yrs 2.25% 2 yrs
30% 1.61% 2 yrs 1.69% 2 yrs 1.60% 2 yrs
40% 1.38% 2 yrs 1.49% 2 yrs 1.55% 2 yrs

Buy to Let Remortgage (including free legals and valuation)


Deposit Required Fixed Term Tracker Term Discount Term
25% 1.75% 2 yrs 1.89% 2 yrs 2.55% 2 yrs
30% 1.61% 2 yrs 1.89% 2 yrs 2.00% 2 yrs
40% 1.44% 2 yrs 1.69% 2 yrs 1.80% 2 yrs
50% 1.44% 2 yrs 1.69% 2 yrs 1.80% 2 yrs


Are you sure you’re on the right mortgage deal?

Get in touch today for free, friendly advice from one of our financial experts.


Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of a maximum of £500 or up to 1% of the mortgage amount, if greater, may be charged depending on your circumstances. A typical fee is £399.

Openwork Limited offers insurance and investment advice on products from a limited number of product providers and advice on mortgages representative of the whole market.