Keep up to date with the latest Mortage deals and rates. These latest rates show a mixed bag with the majority of the rates improving by at least 0.1%. Tracker rates have improved while fixed rates have on the main increased. This confirms that lenders feel there may be a further rise in interest rates going forward. If you need more information on whether or not now would be the best time to remortgage please contact our mortgage team on 0161 443 4548, or click here to book an appointment online.
Please note these rates are based on the cheapest monthly payments available. Rates in GREEN have reduced by at least 0.1%. Rates in RED have increased by at least 0.1%
| Deposit Required | 5 Yr Fix | 10 Yr Fix |
|---|---|---|
| 10% | 2.35% | 3.25% |
| 20% | 2.04% | 2.79% |
| 30% | 1.91% | 2.65% |
| 40% | 1.83% | 2.54% |
| Deposit Required | Fixed | Term | Tracker | Term | Discount | Term |
|---|---|---|---|---|---|---|
| 5% | 2.89% | 2 yrs | 3.64% | 2 yrs | 2.99% | 2 yrs |
| 10% | 1.84% | 2 yrs | 1.79% | 2 yrs | 1.64% | 2 yrs |
| 20% | 1.54% | 2 yrs | 1.39% | 2 yrs | 1.64% | 2 yrs |
| 30% | 1.44% | 2 yrs | 1.29% | 2 yrs | 1.39% | 2 yrs |
| 40% | 1.39% | 2 yrs | 1.19% | 2 yrs | 0.97% | 2 yrs |
| Deposit Required | Fixed | Term | Tracker | Term | Discount | Term |
|---|---|---|---|---|---|---|
| 10% | 1.84% | 2 yrs | 1.79% | 2 yrs | 1.99% | 2 yrs |
| 15% | 1.54% | 2 yrs | 1.39% | 2 yrs | 1.40% | 2 yrs |
| 20% | 1.54% | 2 yrs | 1.39% | 2 yrs | 1.40% | 2 yrs |
| 30% | 1.49% | 2 yrs | 1.29% | 2 yrs | 1.30% | 2 yrs |
| 40% | 1.49% | 2 yrs | 1.19% | 2 yrs | 1.20% | 2 yrs |
| Deposit Required | Fixed | Term | Tracker | Term | Discount | Term |
|---|---|---|---|---|---|---|
| 20% | 2.99% | 2 yrs | 3.85% | 2 yrs | 2.89% | 2 yrs |
| 25% | 1.75% | 2 yrs | 1.89% | 2 yrs | 2.00% | 2 yrs |
| 30% | 1.71% | 2 yrs | 1.89% | 2 yrs | 1.60% | 2 yrs |
| 40% | 1.37% | 2 yrs | 1.49% | 2 yrs | 1.55% | 2 yrs |
| Deposit Required | Fixed | Term | Tracker | Term | Discount | Term |
|---|---|---|---|---|---|---|
| 25% | 1.75% | 2 yrs | 2.09% | 2 yrs | 2.55% | 2 yrs |
| 30% | 1.73% | 2 yrs | 2.09% | 2 yrs | 2.00% | 2 yrs |
| 40% | 1.49% | 2 yrs | 1.74% | 2 yrs | 1.80% | 2 yrs |
| 50% | 1.49% | 2 yrs | 1.74% | 2 yrs | 1.80% | 2 yrs |
Your home may be repossessed if you do not keep up repayments on your mortgage.
A fee of a maximum of £500 or up to 1% of the mortgage amount, if greater, may be charged depending on your circumstances. A typical fee is £399.
Openwork Limited offers insurance and investment advice on products from a limited number of product providers and advice on mortgages representative of the whole market.
