Applying for a Rental Property
“What Do I Need to Rent a Property?”
Once you have found the perfect rental property, you will need to let us know you want to apply by calling our office. We always recommend you do this as soon as possible as the rental market moves quickly.
You will be asked a series of questions to establish if you meet the criteria to rent the property and also to allow us to give the landlord all the relevant information about who will be living in their property.
“I Have Submitted My Application – What Next?”
The application will be discussed with the landlord and once agreed we then contact you and take you administration fee payment. This allows the property to be removed from the market and start your referencing.
Once paid, the administration fee is non-refundable. We will load the basic information to our referencing company, Vouch, and you will be sent an email to complete your application online and upload the supporting documents.
Access to the internet and a valid email address for all applicants is required to apply for the property.
Once references are complete and everything is acceptable your move in date will be confirmed via your allocated property manager.
“How Much is My Administration Fee?”
Each person over the age of 18 years old who intends to live in the property will pay an administration fee which covers credit checks, referencing and the processing of your application.
- £175 Inc vat where the property is going to be occupied by one person over the age of 18
- £225 Inc vat for two occupants
- £275 Inc vat for three occupants
- £325 Inc vat for four or more occupants
- £300 Inc vat for a commercial let
“What Do I Need to Provide?”
When completing the referencing process you will need to upload the following documents via our referencing company Vouch. The process is quick, easy and can be completed by computer, laptop or smart phone.
- Photo identification – Passport / Driving Licence
- Proof of current address – Recent utility bill, bank statement or similar
- Proof of income – Three consecutive months wage slips or confirmation of benefits received
- Written reference from your current landlord (if applicable)
“Do I Need a Guarantor?”
In some cases, you may be required to provide a Guarantor with your application, who would be responsible for paying any shortfalls in rent or for repairs to the property.
Your Guarantor will be referenced in the exact way as you are, via our referencing company Vouch. There will be a fee of £60 inclusive of VAT for this.
Please note: Your guarantor will be joint and severally liable for the tenancy, which means they will be liable for the rent on the whole tenancy including any other occupants shares, as our Tenancy Agreements are all jointly liable agreements.
You will require a Guarantor if:
- You earn less than two and a half times the annual rent
- You are in receipt of Housing Benefits
- You have a temporary or zero hour employment contract
- You have a CCJ, IVA or Bankruptcy (Active or Satisfied) on your credit file
To be eligible as a Guarantor, you must be able to meet all of the following criteria:
- A Guarantor must be an individual, not a couple or a company
- The Guarantor must not be residing in the property during the tenancy
- The Guarantor must have an income of at least three times the annual rent
- If self-employed, the Guarantor must be able to provide a tax return or a reference from their accountant.
- The Guarantor must be a UK resident
- The Guarantor should ideally be a homeowner
Please note: If you are unable to find a Guarantor and if the landlord agrees, your application can still be processed if you are able to pay six months’ rent up front.
All applications are accepted at the landlord’s discretion and can be declined by the landlord with no explanation given.
“Can I Have My Landlord’s Contact Details?”
This depends on the service your landlord has opted for. If your landlord has opted for a Let Only service, we will move you into your property and release keys once the agreements have been signed. From that point forward you will deal directly with your landlord.
If your landlord has opted for a managed service, you will deal with Edward Mellor throughout your tenancy and we will liaise with the landlord on your behalf.
“How do I Terminate My Tenancy?”
Firstly, you will need to ensure that you are not within a fixed term. If your tenancy is due to come to an end or on a periodic agreement then you need to give one month’s written notice to be served in line with your tenancy commencement date.
If you deal directly with your landlord then this notice must be served to them. Otherwise, you will send this to Edward Mellor’s Head Office: 65/81 St Petersgate, Stockport, SK1 1DS.
All tenant notices must be received by the tenancy commencement date and it is from this date it will be deemed as received.
For example, if your tenancy started on the 15th, you must ensure notice is served on or before 15th of the month, to vacate the property on the 14th of the following month. The notice must be signed by all tenants stated on the agreement or it will not be accepted.
“Where is My Deposit Registered?”
This will be stated on your tenancy agreement, and you will receive a ‘Prescribed Information’ document shortly after the start of your tenancy detailing the scheme which your deposit is held and the terms and conditions relating to it.
If your property is managed by Edward Mellor, your deposit will be held with the DPS (Deposit Protection Scheme) unless otherwise advised.
To reclaim your deposit at the end of your tenancy, you will need your repayment ID which is a unique ID sent to you by the DPS (Deposit Protection Scheme) at the beginning of your tenancy.
Edward Mellor do not have access to this ID and you will need to contact the DPS in order to retrieve it should you misplace your paperwork.
Possible Additional Fees During and after tenancy
- Tenancy renewal fee (extending lease after initial period) – tenant £48.00 Inc vat
- Landlord reference for tenant £24.00 Inc vat
- Late payment of rent fee £18.00 Inc vat
- Copy of tenancy agreement £24.00 Inc vat
- Rent refund fee for over paid rent £24.00 Inc vat
- Council service letter of confirmation £24.00 Inc vat